Landmark $100 Million Loan Acquisition Completed by Westlake Financial and HFC Acceptance

January 13, 2026 - 21:18

LOS ANGELES, January 13, 2026—Westlake Financial, the largest privately held auto finance company in the country, has successfully completed the sale of approximately $100 million in subprime auto loans to HFC Acceptance, LLC. This significant transaction, referred to as WTTD-2026-1, marks a groundbreaking achievement for both organizations, showcasing a unique structure that has not been seen before in the industry.

The deal was finalized at an impressive 112% principal premium, highlighting the strong demand for subprime auto loans and the strategic positioning of both companies in the market. This acquisition not only strengthens Westlake's portfolio but also enhances HFC Acceptance's ability to serve a broader range of customers seeking auto financing solutions.

This landmark transaction signifies a pivotal moment in the auto finance landscape, as both companies continue to innovate and adapt to the evolving needs of consumers. The collaboration is expected to set a new standard for future transactions in the subprime auto loan sector.